Obama’s America

Thursday, September 10, 2009, 9:12
Krusty Konservative
786 views
6 comments

socialismwecanbelieve When Governor Culver and the Democrats made it illegal to smoke in public places, including bars and restaurants, small business owners went nuts over the fact that our government could step in and tell them how to run their business. In that case, they could sell cigarettes to their clientele, but they just couldn’t smoke them inside.

If they were upset over that, I’d love to hear what they have to say about Obama’s speech last night.

In one breath, President Obama said that government wouldn’t take over the insurance industry, but in another breath he listed a slew of new mandates that would force them out of business.

Obama said that he supports the following mandates on insurance companies:

They cannot deny you coverage because of a pre-existing condition.
They cannot drop your coverage for any reason.
They can no long place a cap on the amount of coverage you can receive in a given year or a lifetime.
Government will set a limit in how much they can charge for out-of-pocket expenses.
Government will force them to cover routine checkups and preventive care.

Now everyone hates the big bad insurance companies, but what if we applied Obama’s principles to banks?

The bank can’t deny you a loan even if you have terrible credit.
The bank can never foreclose or reprocess your home or car even if you don’t make your payments.
Government will set a limit on how much interest the bank can charge on all loans.
Government will force banks to refinance all loans if it’s in the best interest of the borrower.

I think you get the picture.

Obama’s mandates on insurance companies will make it impossible for them to remain profitable. They will no longer be able to limit their risk by denying coverage to high risk individuals. It’s one thing when the government mandates that you can’t turn people down. I’m OK with that to an extent, but when you also mandate what they can charge, it makes it impossible for them to turn a profit. Obama’s new vision of America leaves capitalism out in the cold.

I think Obama and the Democrats know exactly what they are doing. Obama’s stated that the public option would only cover 5% of Americans, that’s ludicrous. Obama’s end-run will crush private insurance companies and force them out of business, and if there isn’t any private insurance companies left, everyone will be forced to go with his public option.

Obama didn’t make things better last night, he made them worse. Look at what he has done in this county is just 9 months. What will it look like in 3 more years?

Tags: Health Care Reform, Obama

About the Author

Krusty Konservative has written 284 stories on this site.

Herschel Krustofski is the pseudonym for the anonymous author of Krusty Konservative, a blog which focuses on Iowa Politics. Created in February of 2006, Krusty Konservative is the undisputed heavyweight champion of the Iowa blogosphere. Since its conception, Krusty Konservative has never shied from tackling controversial issues, and providing insight to the inner workings of Republican politics in Iowa.

6 Comments on “Obama’s America”

SharpHawkeye wrote on 10 September, 2009, 11:28
Yes, Krusty. But you won’t die if the bank doesn’t give you a loan or repossesses your house.
IA Conservative wrote on 10 September, 2009, 12:33
SH – Exactly. People wouldn’t die if the “President” destroyed the banking system. They WILL die when he destroys the insurance industry and thereby our ability to access quality health care. What will we motivate medical students with when there is no profit in becoming a doctor? How will we keep hospitals open when they can’t afford to pay their staff? How many people will give birth in the hallway or die in the waiting room because Obama got what he wanted? No thanks. I’ll take the greedy capitalist insurance companies over the power hungry socialist any day.
HawkCR1 wrote on 10 September, 2009, 13:20
Sharp..

Obama talked about “competition”…about giving “choices”…. Yet, he laid out a whole mantra of brand new mandates on insurance companies…

If Obama was serious about what he said… he’d come out in favor of giving people the opportunity to purchase their health insurance across state lines.

Obama’s stated publicly that he’s a “proponent of single payer health care”. Barney Frank has said passing the public option was merely a step towards moving towards single payer..

This is all a smoke screen…its a ruse. They’re saying what they think people want to hear..then push whatever they want in the back door when they think no one is looking.
Polly Twocents wrote on 10 September, 2009, 18:21
The banking analogy is great!
Conservative Demo wrote on 10 September, 2009, 18:47
I’m still telling my rep and both senators that I want complete and total federal government single-payer. The johnny-come-lately insurance carriers can go the way that the rethugs wanted the auto industry to go. The old insurance companies will go back to covering life car and home like they used to.
SharpHawkeye wrote on 10 September, 2009, 20:23
All I’m saying is that the insurance industry deserves a higher level of regulation because they deal in the business of life and death itself. And in my view, not all of Obama’s new regulations are bad.

Insurance companies should have to offer coverage to people with pre-existing conditions.
They shouldn’t be able to drop paying customers when they get sick. (That’s the whole point of insurance in the first place!)
They should cover routine checkups and preventative medicine.

Now, I’m as much against the single payer scam as the next guy, but some of these ideas are reasonable.